Structural Surveys & Structural Property Reports for Mortgage Applications
Need a structural report for your mortgage? We provide Structural Surveys and Property Structural Reports that meet the requirements of all major UK mortgage lenders. Inspections are carried out by qualified Structural Engineers and reviewed by Chartered Structural Engineers (MIStructE or MICE).
Whether your mortgage valuation or homebuyer’s report has raised concerns—or your lender has specifically requested a structural assessment—we deliver clear, trusted reporting to help keep your property purchase on track. Available UK-wide, with pricing starting from £750+VAT.
Why Mortgage Lenders Request a Structural Survey
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Cracks or movement noted in a valuation report
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Signs of subsidence, settlement, or past alterations
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Older properties or non-standard construction
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Remortgage, equity release, or structural sign-off requirements
Our structural reports help identify structural risks and provide clear recommendations to support lending decisions and ensure safe property ownership.
What’s Included in Our Mortgage Structural Reports?
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Site visit by a qualified Structural Engineer
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Full assessment of structure: walls, roof, foundations, cracks & movement
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Diagnosis and repair advice for any structural defects
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Report reviewed and signed by a Chartered Structural Engineer (MIStructE or MICE)
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Fully compliant for use with mortgage lenders and insurers
Book Your Structural Survey for Mortgage Approval Today
Fast UK-wide inspections. Structural surveys for mortgage applications from £750+VAT.
Contact us to arrange your survey and keep your mortgage process moving smoothly.
*Prices are for guidance only and exclude VAT at 20%. Final cost depends on the scope of work, site size, and location.
Property Structural Surveys by Qualified Structural Engineers across the UK
We offer a wide range of structural inspection services tailored to suit your needs:
We provide thorough and reliable structural surveys for residential and commercial properties across the UK.
Professional Structural Surveys across London, Essex, Suffolk, Norfolk & Manchester.
40+
Backed by over 40 years of structural engineering experience
50+
Team members enabling engineering across the UK
1000+
Residential, commercial & industrial projects nationwide
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offices nationwide for efficient structural surveys
What Our Clients Say
Comprehensive Survey
The structural survey by JMS highlighted critical issues before purchase, saving us from unforeseen expenses. Highly recommend their thorough approach.
Steven C.- Cambridge, Cambridgeshire
Good Value Report
I just needed quick peace of mind about a cracked wall. The verbal report for £250 was spot on and super clear.
Mark T.- Norwich, Norfolk
Helped Avoid a Costly Mistake
Their residential structural survey flagged subsidence the seller hadn’t disclosed. I walked away from a potential nightmare.
David M.- Ipswich, Suffolk
Perfect for My Mortgage
Needed a structural report for the bank - these guys delivered quickly and ticked all the boxes. The mortgage went through without any issues.
Priya K.- Colchester, Essex
Value Pre-Purchase Survey
As a first-time buyer, I didn’t know what to expect. The team explained everything and helped me feel secure about my investment.
Jasmine E.- Dartford, Kent
Professional & Knowledgeable
I couldn't be more happy with the service received from JMS. From start to finish, their team was professional, knowledgeable, and attentive to every detail.
Mr. J. Snitzer- Stamford Hill, London
Construction Project Lifesaver
Midway through a build, we had concerns about load-bearing walls. Wes from MJC gave expert advice and helped us rework plans before things got expensive.
Ben & Lottie W.- Salford, Manchester
Assessment Was Reassuring
Called them out for a scary ceiling crack. Turned out to be cosmetic, but Tom's calm professionalism made all the difference. Thank you, Tom!
Sandra H.- Watford
Trusted Advice for a Big Decision
We nearly went ahead with a period property until their structural survey revealed major foundation movement. Grateful for the honest and detailed assessment.
Alex & Jamie F.- Milton Keynes
Frequently Asked Questions
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What is a structural engineering report, and why do I need one for my project?A Structural Inspection report is a detailed document prepared by suitably qualified engineers that assesses the integrity, stability, and safety of a structure. These reports are essential for identifying current or potential structural risks, and providing recommendations for maintenance or repair. Whether you're planning new construction, renovations, or property transactions, such a report provides valuable insights to mitigate risks and ensure the longevity of your property.
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How long does it take to receive a structural engineering report?Understanding that our report is often critical for completion on a house purchase, we endeavour to complete the inspection and the subsequent report within 7 days from instruction (subject to access)- and often a lot quicker than this.
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How much does your service cost?As structural engineers, Structural Inspections offer a number of different structural engineering services which may be of interest to you: Verbal Reports (£250*) Structural Reports (£750*) Building Renovations (from £250*) *Prices are for guidance only and exclude VAT at 20%. Final cost depends on the scope of work, site size, and location.
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What qualifications do your engineers possess?Our team of engineers includes those with the professional qualification of Chartered Civil or Structural Engineers (MIStuctE or MICE)- generally a requirement of Lenders for Structural Engineers reports. In addition to this, all our inspecting Engineers have extensive experience and expertise to conduct thorough inspections, prepare accurate reports and stay updated on industry standards and best practices to deliver the highest level of service and professionalism to our clients.
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Can I schedule a consultation to discuss my project's specific needs?Absolutely! We encourage all prospective clients to schedule a consultation with our team to discuss their project requirements, objectives, and any concerns they may have. During the consultation, our experts will assess your needs, provide valuable insights, and recommend the most suitable inspection and reporting services for your project. Contact us today to schedule your consultation and take the first step towards ensuring the success of your project.
Structural Inspections is a UK-based service providing professional structural property surveys for residential and commercial buildings across the UK.